Everyone should throw away all their other ATM cards for this little, white one!
It is the best American ATM card for travelers and daily use
12 Reasons to get a Charles Schwab ATM card:
- No International transaction fees⇐
- Charles Schwab bank will return all your ATM fees at the end of every month due to there being no Charles Schwab ATM’s
- No account minimums
- You can set up this account for investing reasons, as well, or just for personal day-to-day use
- Everything can be done online or through the app (One can also visit their local branch for in-person help)
- 0.15% APY on your account balance
- One can deposit checks from anywhere with Schwab Mobile Deposit™
- A free Schwab Bank Visa® Platinum Debit Card and free standard checks
- FDIC insurance up to $250,000
- A linked Schwab One® Brokerage Account
- One can link: Android Pay, Apple Pay®, Microsoft Wallet, and Samsung Pay when you set up your compatible devices
- Convenient and more secure online purchases when you enroll your Schwab Bank Visa® Platinum Debit Card with Visa Checkout
| Charles Schwab Bank | Bank of America | Chase | Citibank | Wells Fargo | |
|---|---|---|---|---|---|
| Checking Account | High Yield Investor Checking | Interest Checking | Premier Plus Checking | Priority Interest Checking | Preferred Checking |
| Annual Percentage Yield | 0.15%
Earn at least 4X more at Schwab Bank |
0.01%
Below $50K: 0.01% $50K – $99,999: $100K+: 0.02% |
0.01% | 0.03% | 0.01%
Below $500: 0.0% |
| Monthly Fee | $0 | $25 | $25 | $30 | $15 |
| Minimum Balance Required to Waive Monthly Fee | $0
Must be linked to a Schwab One®brokerage account. |
$10K minimum daily balance | $15K minimum daily balance | $50K Minimum Daily Balance | $10K minimum daily balance |
| ATM Fee Rebates | Unlimited | No | Limited | Waived | Limited |
| Foreign Transaction Fees | $0 | 3% of transaction amount | 3% of transaction amount | 3% of transaction amount | 3% of transaction amount |
More information about the above accounts will be found on the competitor websites.
*We are not a paid advertisement for Charles Schwab. We just enjoy their ATM card benefits and would like to pass on the information to others.
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